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Real estate appraisal services for homeowners in the city of Trophy Club and Denton County
Check out the top reasons Texas homeowners use G&S Appraisal Service, LLC:
- Find the right listing price (whether they're selling the home themselves or using an agent)
- Challenge property tax assessments
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To lower your mortgage payments by removing PMI
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Reinstate your Home Equity Line of Credit (or HELOC)
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To review a different appraiser's report for verification
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If real estate property needs to be divided because of a divorce
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To settle an estate in Denton county or Texas by determining the true market value of the property in question
We at G&S Appraisal Service, LLC understand the special needs of a consumer after appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
The professional appraisers at G&S Appraisal Service, LLC will tell you what you need to know -- not just what you want to hear. We are objective.
In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer.
The appraisal is something concrete to show the buyer.
An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth.
Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes close to yours.
This only means you are probably paying higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be.
Getting an appraisal from G&S Appraisal Service, LLC is your best weapon when challenging your property tax assessment.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners.
Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
G&S Appraisal Service, LLC is qualified in helping clients just like you delete undesirable PMI insurance.
HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view.
G&S Appraisal Service, LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency?
G&S Appraisal Service, LLC offers field reviews where we'll go out and check the subject and comps.
Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before.
Even though most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.
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